:root {
  --ink: #0c2630;
  --ink-deep: #061b24;
  --ink-soft: #173944;
  --teal: #155d63;
  --teal-light: #d8eeea;
  --gold: #d9ae61;
  --gold-pale: #f4e8ce;
  --paper: #f6f7f3;
  --white: #ffffff;
  --muted: #5e6d71;
  --line: rgba(12, 38, 48, 0.16);
  --radius: 1.25rem;
  --shadow: 0 28px 70px rgba(2, 18, 25, 0.12);
}

* { box-sizing: border-box; }
.practice-stats { margin-top: 2rem; }
.practice-stats h3 { margin: 0 0 1rem; font-size: 1.25rem; }
.practice-stats-grid { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); margin: 0; border-block: 1px solid var(--line); }
.practice-stats-grid > div { display: flex; flex-direction: column; padding: 1.25rem 1rem; min-width: 0; }
.practice-stats-grid > div + div { border-left: 1px solid var(--line); }
.practice-stats-grid dd { order: -1; margin: 0 0 .4rem; color: var(--teal); font-size: clamp(1.2rem, 1.8vw, 1.6rem); font-weight: 700; line-height: 1.3; overflow-wrap: anywhere; }
.practice-stats-grid dt { font-size: .9375rem; line-height: 1.5; }
.practice-stats-grid span { font-size: .875rem; color: var(--muted); }
.practice-claims { margin-top: .85rem; }
.practice-claims summary { cursor: pointer; font-size: .9375rem; font-weight: 600; }
.practice-claims ul { display: flex; flex-wrap: wrap; gap: .5rem 2rem; margin: .65rem 0; padding-left: 1.25rem; font-size: .9375rem; }
.practice-stats-note { margin: .65rem 0 0; font-size: .875rem; color: var(--muted); line-height: 1.5; }
@media (max-width: 900px) {
  .practice-stats-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .practice-stats-grid > div + div { border-left: 0; }
  .practice-stats-grid > div:nth-child(even) { border-left: 1px solid var(--line); }
  .practice-stats-grid > div:nth-child(n+3) { border-top: 1px solid var(--line); }
  .practice-stats-grid > div:last-child { grid-column: 1 / -1; }
}
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img { display: block; max-width: 100%; }
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }

.skip-link {
  position: fixed;
  left: 1rem;
  top: 1rem;
  z-index: 100;
  transform: translateY(-150%);
  background: var(--white);
  color: var(--ink);
  padding: .7rem 1rem;
  border-radius: .5rem;
}
.skip-link:focus { transform: translateY(0); }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; }

.page-shell { width: min(1160px, calc(100% - 3rem)); margin-inline: auto; }
.milestones { background: var(--white); scroll-margin-top: 6rem; }
.milestone-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.2rem; margin-top: 2.5rem; }
.milestone-card { padding: 1.7rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--paper); }
.milestone-number { color: var(--teal); font-size: .9rem; font-weight: 700; }
.milestone-card h3 { margin: .6rem 0 1rem; font-size: 1.25rem; line-height: 1.35; }
.milestone-card ul { margin: 0; padding-left: 1.15rem; }
.milestone-card li + li { margin-top: .5rem; }
.milestone-preview { margin: 0 0 1rem; }
.milestone-details summary { font-size: .9rem; font-weight: 600; cursor: pointer; text-decoration: underline; text-underline-offset: .2em; }
.milestone-details ul { margin-top: 1rem; }
.service-intro { margin-top: 1.5rem; }
.service-intro h3 { font-size: 1.25rem; margin: 0 0 .7rem; }
.service-link { font-weight: 650; color: var(--teal); text-underline-offset: .2em; }
.services-page .site-header { background: var(--paper); color: var(--ink); box-shadow: 0 1px 0 var(--line); }
.service-hero { padding: 10rem 0 4rem; color: var(--white); background: var(--ink); }
.service-hero h1 { max-width: 850px; font-family: Georgia, serif; font-size: clamp(2.3rem, 5vw, 4rem); font-weight: 400; line-height: 1.15; margin: 0 0 1.5rem; }
.service-lead { max-width: 700px; font-size: 1.125rem; }
.service-expectations { background: var(--white); padding-bottom: 3rem; }
.service-onboarding { padding: 1.5rem 0; max-width: 850px; }
.service-onboarding h3 { font-size: 1.35rem; margin: 0; }
.service-onboarding li + li { margin-top: .6rem; }
.service-comparison { padding-top: 3rem; }
.service-table-wrap { margin-top: 2rem; }
.service-table { width: 100%; border-collapse: collapse; background: var(--white); font-size: 1rem; }
.service-table caption { text-align: left; margin-bottom: 1rem; font-weight: 600; }
.service-table th, .service-table td { padding: 1rem; border-bottom: 1px solid var(--line); text-align: center; }
.service-table th:first-child { text-align: left; width: 46%; }
.service-table thead { background: var(--ink); color: var(--white); }
.service-table tbody th { font-weight: 500; }
.service-table .service-group th { background: var(--teal-light); color: var(--ink); font-weight: 650; }
.included { color: var(--teal); font-weight: 700; font-size: 1.25rem; }
.not-included { color: var(--muted); font-size: .875rem; }
.service-availability { font-size: .9rem; color: var(--muted); margin-top: 1.5rem; }
.service-next { margin-top: 3rem; }
.service-next h3 { font-size: 1.5rem; margin-bottom: .5rem; }
.service-back { display: inline-block; margin: 1rem 0 1rem 1.5rem; }
@media (min-width: 901px) { .primary-nav { gap: 1.1rem; } }
@media (min-width: 901px) and (max-width: 1150px) { .nav-shell { flex-wrap: wrap; padding-block: .8rem; gap: .75rem; } .primary-nav { width: 100%; justify-content: space-between; gap: .7rem; } }
@media (max-width: 620px) { .service-table { font-size: .875rem; table-layout: fixed; } .service-table th, .service-table td { padding: .7rem .35rem; overflow-wrap: anywhere; } .service-table th:first-child { width: 37%; } .service-back { display: block; margin-left: 0; } }
.milestone-retirement { background: var(--ink); color: var(--white); border-color: var(--ink); }
.milestone-retirement .milestone-number { color: var(--gold); }
.milestone-resilience { margin-top: 1.5rem; padding: 1.5rem 1.7rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); }
.milestone-resilience h3 { margin: 0 0 .5rem; font-size: 1.25rem; }
.milestone-resilience p { margin: 0; }
.milestone-conversation { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; margin-top: 2rem; padding-top: 2rem; border-top: 1px solid var(--line); }
.milestone-conversation h3 { margin: 0; font-size: 1.5rem; line-height: 1.35; }
.milestone-conversation ol { margin: 0; padding-left: 1.25rem; }
.milestone-conversation li + li { margin-top: .8rem; }
@media (max-width: 1000px) { .milestone-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 620px) { .milestone-grid, .milestone-conversation { grid-template-columns: 1fr; } .milestone-card { padding: 1.4rem; } }
.section-pad { padding-block: clamp(2rem, 4vw, 3.5rem); }

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 50;
  color: var(--white);
  transition: background .25s ease, box-shadow .25s ease, color .25s ease;
}
.site-header.scrolled {
  background: rgba(246, 247, 243, .93);
  color: var(--ink);
  box-shadow: 0 1px 0 var(--line);
  backdrop-filter: blur(14px);
}
.nav-shell {
  width: min(1240px, calc(100% - 3rem));
  min-height: 5.25rem;
  margin-inline: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.brand { display: inline-flex; align-items: center; gap: .8rem; text-decoration: none; }
.brand-mark {
  width: 2.65rem;
  height: 2.65rem;
  border: 1px solid rgba(217, 174, 97, .72);
  display: grid;
  place-items: center;
  color: var(--gold);
  font-family: Georgia, serif;
  font-size: .86rem;
  letter-spacing: -.05em;
  border-radius: .55rem 0 .55rem 0;
}
.brand-mark { line-height: 1; }
.brand-mark.small { width: 2.3rem; height: 2.3rem; flex: 0 0 auto; }
.brand-copy { display: grid; line-height: 1.05; }
.brand-copy strong { font-family: Georgia, serif; font-size: 1.05rem; letter-spacing: .01em; }
.brand-copy span { margin-top: .28rem; font-size: .7rem; text-transform: uppercase; letter-spacing: .2em; opacity: .78; }

.primary-nav { display: flex; align-items: center; gap: 2rem; }
.primary-nav a { text-decoration: none; font-size: .9rem; font-weight: 650; letter-spacing: .01em; }
.primary-nav a:not(.nav-cta) { opacity: .84; }
.primary-nav a:hover, .primary-nav a:focus-visible { opacity: 1; }
.nav-cta { border: 1px solid currentColor; border-radius: 999px; padding: .65rem 1.05rem; }
.menu-toggle { display: none; border: 0; background: transparent; color: inherit; width: 2.8rem; height: 2.8rem; padding: .65rem; }
.menu-toggle span:not(.sr-only) { display: block; height: 2px; background: currentColor; margin: .28rem 0; }

.hero {
  min-height: 49rem;
  height: min(920px, 100svh);
  position: relative;
  display: flex;
  align-items: center;
  color: var(--white);
  background: var(--ink-deep);
  overflow: hidden;
}
.hero-image { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 58% center; }
.hero-shade { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(3, 20, 29, .97) 0%, rgba(3, 20, 29, .84) 37%, rgba(3, 20, 29, .2) 70%, rgba(3, 20, 29, .28) 100%); }
.hero-content { position: relative; z-index: 2; padding-top: 3.5rem; }
.hero-content > * { max-width: 710px; }
.eyebrow { margin: 0 0 1.2rem; color: var(--teal); text-transform: uppercase; letter-spacing: .18em; font-size: .76rem; line-height: 1.4; font-weight: 800; }
.eyebrow.light { color: var(--gold-pale); }
h1, h2, h3, p { margin-top: 0; }
h1, h2 { font-family: Georgia, "Times New Roman", serif; font-weight: 500; letter-spacing: -.035em; }
h1 { margin-bottom: 1.4rem; font-size: clamp(3.25rem, 7vw, 6.8rem); line-height: .94; max-width: 860px !important; }
h1 em { color: var(--gold); font-weight: 400; }
h2 { font-size: clamp(2.35rem, 4.5vw, 4.6rem); line-height: 1.02; margin-bottom: 1.5rem; }
h3 { font-size: 1.25rem; line-height: 1.25; }
.hero-lead { max-width: 660px; color: rgba(255,255,255,.79); font-size: clamp(1.05rem, 1.7vw, 1.3rem); line-height: 1.6; }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 1.4rem 2rem; margin-top: 2rem; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 3.25rem; padding: .75rem 1.25rem; border-radius: 999px; text-decoration: none; font-weight: 800; font-size: .92rem; }
.button-gold { color: var(--ink-deep); background: var(--gold); box-shadow: 0 14px 32px rgba(0,0,0,.2); }
.button-gold:hover, .button-gold:focus-visible { background: #e8c37b; }
.button-dark { background: var(--ink); color: var(--white); }
.button-dark:hover, .button-dark:focus-visible { background: var(--teal); }
.text-link { display: inline-flex; gap: .65rem; align-items: center; text-underline-offset: .3rem; font-weight: 700; }
.light-link { color: rgba(255,255,255,.86); }
.hero-note {
  position: absolute;
  z-index: 2;
  inset: auto 0 0;
  display: grid;
  grid-template-columns: .75fr 1.55fr .7fr;
  gap: 2rem;
  padding: 1.4rem 0 1.65rem;
  border-top: 1px solid rgba(255,255,255,.26);
}
.hero-note div { display: grid; }
.note-label { color: rgba(255,255,255,.5); text-transform: uppercase; letter-spacing: .14em; font-size: .65rem; font-weight: 800; }
.hero-note strong { margin-top: .2rem; color: rgba(255,255,255,.9); font-size: .86rem; }

.intro { background: var(--paper); }
.intro-grid { display: grid; grid-template-columns: 1fr .85fr; gap: clamp(3rem, 8vw, 8rem); align-items: start; }
.intro-copy { padding-top: 1rem; }
.intro-copy p:not(.large-copy) { color: var(--muted); }
.adviser-portrait {
  margin: 1.5rem 0 0;
  overflow: hidden;
  border-radius: var(--radius);
  background: #f8f9fb;
  box-shadow: var(--shadow);
}
.adviser-portrait img {
  display: block;
  width: 100%;
  height: 34rem;
  object-fit: cover;
  object-position: 50% 35%;
}
.adviser-portrait figcaption {
  display: grid;
  gap: .25rem;
  padding: 1.25rem;
  border-top: 1px solid rgba(255,255,255,.18);
  color: var(--white);
  background: rgba(6,27,36,.88);
}
.adviser-portrait figcaption strong { font-family: Georgia, serif; font-size: 1.2rem; }
.adviser-portrait figcaption span { color: rgba(255,255,255,.7); font-size: .78rem; }
.large-copy { font-family: Georgia, serif; font-size: clamp(1.25rem, 2vw, 1.65rem); line-height: 1.5; color: var(--ink); }
.audience-grid { margin-top: clamp(2rem, 4vw, 3rem); display: grid; grid-template-columns: repeat(3, 1fr); box-shadow: var(--shadow); border-radius: var(--radius); overflow: hidden; }
.audience-card { min-height: 24rem; padding: 2rem; display: flex; flex-direction: column; justify-content: flex-end; }
.audience-card h3 { font-family: Georgia, serif; font-size: 1.7rem; margin-bottom: .8rem; }
.audience-card p { margin: 0; font-size: .95rem; }
.card-number { margin-bottom: auto; font-weight: 800; font-size: .75rem; letter-spacing: .12em; }
.card-a { color: var(--white); background: var(--ink); }
.card-a p, .card-c p { color: rgba(255,255,255,.68); }
.card-b { background: var(--gold); color: var(--ink); }
.card-c { color: var(--white); background: var(--teal); }

.general-insurance { background: var(--paper); scroll-margin-top: 6rem; }
.general-insurance .section-heading { max-width: 48rem; }
.insurance-intro { max-width: 39rem; color: var(--muted); }
.insurance-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.5rem; }
.insurance-card { padding: clamp(1.5rem, 4vw, 2.5rem); background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); }
.insurance-card h3 { margin: 0 0 1rem; font-family: Georgia, serif; font-size: 1.6rem; }
.insurance-card ul { margin: 0; padding-left: 1.2rem; }
.insurance-card li { margin-bottom: .4rem; }
.insurance-more { margin: 1.25rem 0 0; color: var(--teal); }
.insurance-cta { margin-top: 2rem; }
@media (max-width: 600px) { .insurance-grid { grid-template-columns: 1fr; } }

.planning { background: linear-gradient(90deg, rgba(6,27,36,.96), rgba(6,27,36,.84)), url("./assets/financial-marathon-runner.webp") center / cover no-repeat; color: var(--white); scroll-margin-top: 6rem; }
.planning-row .planning-caveat { margin-top: .65rem; font-size: .875rem; color: rgba(255,255,255,.8); }
.split-heading { display: grid; grid-template-columns: 1fr .55fr; gap: 5rem; align-items: end; margin-bottom: 2.5rem; }
.split-heading p:last-child { color: rgba(255,255,255,.64); margin: 0 0 1.6rem; }
.milestones .split-heading { margin-bottom: 0; }
.milestones .split-heading > p { color: var(--muted); margin: 0; }
@media (max-width: 900px) {
  .milestones .split-heading { gap: .75rem; }
  .milestones .split-heading h2 { margin-bottom: 0; }
  .milestones .milestone-grid { margin-top: 1.5rem; }
}
.planning-list { border-top: 1px solid rgba(255,255,255,.18); }
.planning-row {
  display: grid;
  grid-template-columns: 3.2rem 1fr auto;
  gap: 1.7rem;
  align-items: center;
  padding: 1.55rem 0;
  border-bottom: 1px solid rgba(255,255,255,.16);
  transition: background .2s ease, padding .2s ease;
}
.planning-row:hover { background: rgba(255,255,255,.035); padding-inline: 1rem; }
.planning-icon { width: 3.2rem; height: 3.2rem; border-radius: 50%; display: grid; place-items: center; background: rgba(217,174,97,.13); color: var(--gold); font-family: Georgia, serif; }
.planning-row h3 { margin-bottom: .3rem; font-family: Georgia, serif; font-size: 1.4rem; }
.planning-row p { margin: 0; color: rgba(255,255,255,.85); }
.planning-tag { color: var(--gold); font-size: .74rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }

.approach { background: #edf1ed; }
.approach-grid { display: grid; grid-template-columns: .85fr 1fr; gap: clamp(4rem, 9vw, 9rem); }
.approach-copy { position: sticky; top: 8rem; align-self: start; }
blockquote { margin: 3rem 0 0; padding: 1.4rem 0 0 1.4rem; border-left: 3px solid var(--gold); }
blockquote p { font-family: Georgia, serif; font-size: 1.3rem; line-height: 1.45; }
blockquote cite { color: var(--muted); font-style: normal; font-size: .82rem; text-transform: uppercase; letter-spacing: .12em; font-weight: 800; }
.process-list { list-style: none; padding: 0; margin: 0; border-top: 1px solid var(--line); }
.process-list li { display: grid; grid-template-columns: 3rem 1fr; gap: 1.5rem; padding: 1.8rem 0; border-bottom: 1px solid var(--line); }
.process-list li > span { color: var(--teal); font-size: .75rem; font-weight: 800; letter-spacing: .12em; }
.process-list h3 { margin-bottom: .35rem; font-family: Georgia, serif; font-size: 1.5rem; }
.process-list p { margin: 0; color: var(--muted); }
.approach-steps { min-width: 0; }
.meeting-framework { margin-top: 1.25rem; border: 1px solid var(--line); border-radius: .4rem; }
.meeting-framework summary { padding: 1.1rem 1.25rem; cursor: pointer; font-size: 1rem; font-weight: 700; color: var(--teal); }
.meeting-framework summary:focus-visible { outline: 2px solid var(--teal); outline-offset: 3px; }
.meeting-framework ol { margin: 0; padding: .25rem 1.5rem 1.25rem 2.75rem; }
.meeting-framework li { padding: .65rem 0 .65rem .3rem; font-size: 1rem; }
.meeting-framework li::marker { color: var(--teal); font-weight: 700; }
.meeting-framework p { margin: .3rem 0 0; color: var(--muted); }
.meeting-framework-content > p { margin: 0; padding: .25rem 1.25rem .75rem; }

.principles { padding-block: clamp(4rem, 7vw, 6rem); background: var(--teal); color: var(--white); }
.principles-shell { display: grid; grid-template-columns: .7fr 1.3fr; gap: clamp(3rem, 7vw, 7rem); }
.principles h2 { font-size: clamp(2.3rem, 4vw, 3.7rem); }
.principle-grid { display: grid; grid-template-columns: repeat(2, 1fr); }
.principle-grid > div { padding: .5rem 1.7rem 2rem; border-left: 1px solid rgba(255,255,255,.2); }
.principle-grid strong { display: block; margin-bottom: .5rem; font-family: Georgia, serif; font-size: 1.22rem; }
.principle-grid p { margin: 0; color: rgba(255,255,255,.67); font-size: .92rem; }

.testimonials { background: var(--paper); }
.testimonials-shell { display: grid; grid-template-columns: .78fr 1.22fr; gap: clamp(3rem, 8vw, 8rem); align-items: start; }
.testimonials-heading { max-width: 34rem; }
.testimonials-heading h2 { font-size: clamp(2.35rem, 4vw, 4.2rem); }
.testimonials-heading > p:last-child { color: var(--muted); }
.testimonial-list { display: grid; gap: 2rem; }
.testimonial-empty {
  position: relative;
  min-height: 20rem;
  display: flex;
  align-items: flex-end;
  padding: clamp(2rem, 5vw, 4rem);
  overflow: hidden;
  border-radius: var(--radius);
  color: var(--white);
  background: linear-gradient(145deg, var(--ink-deep), var(--teal));
  box-shadow: var(--shadow);
}
.testimonial-empty::after {
  content: "";
  position: absolute;
  width: 15rem;
  height: 15rem;
  top: -6rem;
  right: -4rem;
  border: 1px solid rgba(217,174,97,.38);
  border-radius: 50%;
}
.quote-mark { position: absolute; top: 1rem; left: 2rem; color: var(--gold); font-family: Georgia, serif; font-size: 7rem; line-height: 1; opacity: .72; }
.testimonial-empty > div { position: relative; z-index: 1; }
.testimonial-empty strong { display: block; margin-bottom: .7rem; font-family: Georgia, serif; font-size: clamp(1.55rem, 3vw, 2.25rem); font-weight: 500; }
.testimonial-empty p { max-width: 32rem; margin: 0; color: rgba(255,255,255,.68); }
.testimonial-card { margin: 0; padding: clamp(2rem, 5vw, 4rem); border-radius: var(--radius); background: var(--white); box-shadow: var(--shadow); }
.testimonial-card blockquote { margin: 0; padding: 0; border: 0; }
.testimonial-card blockquote p { font-size: clamp(1.35rem, 2.4vw, 2rem); }
.testimonial-card figcaption { display: grid; margin-top: 2rem; }
.testimonial-card figcaption span { color: var(--muted); font-size: .88rem; }
.featured-testimonial { padding: 0; overflow: hidden; }
.testimonial-photo { position: relative; aspect-ratio: 1.42; overflow: hidden; background: #dad7ce; }
.testimonial-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 46%;
}
.testimonial-body { position: relative; padding: clamp(2rem, 4vw, 3.2rem); }
.testimonial-body .quote-mark { top: .6rem; left: 1.4rem; color: var(--gold); opacity: .35; }
.testimonial-body blockquote { position: relative; z-index: 1; }
.testimonial-body blockquote p { font-family: Georgia, serif; font-size: clamp(1.05rem, 1.55vw, 1.25rem); line-height: 1.58; }
.testimonial-body blockquote p:last-child { margin-bottom: 0; }
.testimonial-body figcaption { position: relative; z-index: 1; padding-top: 1.5rem; border-top: 1px solid var(--line); }
.testimonial-body figcaption strong { font-size: 1rem; }
.testimonial-body figcaption a { color: var(--teal); font-weight: 800; text-decoration-thickness: 1px; text-underline-offset: .18em; }
.testimonial-tag {
  position: relative;
  z-index: 2;
  display: inline-block;
  margin-bottom: 1.25rem;
  color: var(--teal);
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}
.portrait-testimonial .testimonial-photo { aspect-ratio: 3 / 4; }
.portrait-testimonial .testimonial-photo img { object-position: center; }

.referral { padding-block: 2.5rem; background: var(--white); border-top: 1px solid var(--line); }
.referral-shell { display: grid; grid-template-columns: 1fr auto; gap: 2rem; align-items: center; }
.referral h2 { font-size: clamp(1.8rem, 3vw, 2.5rem); line-height: 1.15; margin-bottom: 1rem; }
.referral p { max-width: 44rem; color: var(--muted); margin-bottom: .75rem; }
.referral p:last-child { margin-bottom: 0; }
.referral-share { max-width: 22rem; text-align: center; }
@media (max-width: 900px) {
  .referral-shell { grid-template-columns: 1fr; gap: 1.5rem; }
  .referral-share { justify-self: start; }
}
.conversation { background: var(--gold); }
.conversation-shell { display: grid; grid-template-columns: 1fr .72fr; gap: clamp(3rem, 8vw, 8rem); align-items: start; }
.conversation-copy { padding-top: .5rem; }
.conversation-copy .button { margin-top: 1rem; }
.contact-note { margin-top: 1.3rem; max-width: 31rem; color: rgba(12,38,48,.68); font-size: .87rem; }

.whatsapp-float {
  position: fixed;
  right: clamp(1rem, 3vw, 2rem);
  bottom: clamp(1rem, 3vw, 2rem);
  z-index: 40;
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  min-height: 3.25rem;
  padding: .8rem 1.15rem;
  border: 1px solid rgba(255,255,255,.35);
  border-radius: 999px;
  color: #fff;
  background: #168f53;
  box-shadow: 0 14px 34px rgba(7,31,42,.26);
  text-decoration: none;
  font-size: .9rem;
  font-weight: 800;
}
.whatsapp-float span { color: #d9ffe9; font-size: .78rem; }
.whatsapp-float:hover, .whatsapp-float:focus-visible { background: #107a46; transform: translateY(-2px); }

.site-footer { padding-block: 3rem; color: rgba(255,255,255,.7); background: var(--ink-deep); }
.footer-grid { display: grid; grid-template-columns: 1fr .8fr 1.4fr; gap: 3rem; }
.footer-brand { display: flex; gap: 1rem; align-items: flex-start; }
.footer-brand div { display: grid; }
.footer-brand strong { color: var(--white); font-family: Georgia, serif; }
.footer-brand span { font-size: .78rem; }
.footer-meta p, .footer-legal p { margin: 0 0 .7rem; font-size: .78rem; line-height: 1.6; }
.footer-meta strong { color: var(--white); }
.footer-meta .footer-contact { font-size: .9rem; }
.footer-contact a { display: inline-block; padding: .35rem 0; color: var(--white); text-underline-offset: .2em; overflow-wrap: anywhere; }
.footer-contact a:hover { text-decoration-thickness: 2px; }

:focus-visible { outline: 3px solid #f4d99e; outline-offset: 4px; }

@media (max-width: 900px) {
  .page-shell, .nav-shell { width: min(100% - 2rem, 720px); }
  .menu-toggle { display: block; }
  .primary-nav {
    position: absolute;
    inset: 5.25rem 1rem auto;
    display: none;
    align-items: stretch;
    flex-direction: column;
    gap: 0;
    padding: .7rem;
    border-radius: 1rem;
    background: var(--paper);
    color: var(--ink);
    box-shadow: var(--shadow);
  }
  .primary-nav.open { display: flex; }
  .primary-nav a { padding: .9rem 1rem; }
  .nav-cta { margin-top: .3rem; text-align: center; }
  .hero { min-height: 48rem; height: 100svh; }
  .hero-note { grid-template-columns: 1fr 1fr; gap: 1rem 2rem; }
  .hero-note div:last-child { display: none; }
  .intro-grid, .split-heading, .approach-grid, .principles-shell, .testimonials-shell, .conversation-shell { grid-template-columns: 1fr; gap: 2.5rem; }
  .adviser-portrait img { height: 30rem; object-position: 50% 32%; }
  .audience-grid { grid-template-columns: 1fr; }
  .audience-card { min-height: 18rem; }
  .approach-copy { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-legal { grid-column: 1 / -1; }
}

@media (max-width: 620px) {
  .section-pad { padding-block: 2rem; }
  .hero { min-height: 0; height: auto; align-items: flex-start; padding-top: 7rem; padding-bottom: 10rem; }
  .hero-content { padding-top: 0; }
  .hero-image { object-position: 68% center; }
  .hero-shade { background: linear-gradient(90deg, rgba(3, 20, 29, .94), rgba(3, 20, 29, .62)), linear-gradient(0deg, rgba(3,20,29,.52), transparent); }
  h1 { font-size: clamp(3.05rem, 14vw, 4.6rem); }
  .adviser-portrait img { height: 26rem; }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .hero-note { grid-template-columns: 1fr; }
  .hero-note div:nth-child(2) { display: none; }
  .planning-row { grid-template-columns: 2.7rem 1fr; gap: 1rem; }
  .planning-icon { width: 2.7rem; height: 2.7rem; }
  .planning-tag { grid-column: 2; }
  .principle-grid { grid-template-columns: 1fr; }
  .principle-grid > div { padding-left: 1rem; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-legal { grid-column: auto; }
  .whatsapp-float { right: .85rem; bottom: .85rem; padding: .78rem 1rem; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}

.social-links { display: flex; flex-wrap: wrap; gap: .6rem; align-items: center; margin-top: 2rem; padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,.18); }
.social-links span { margin-right: .5rem; font-size: .95rem; color: var(--white); }
.social-links a { display: inline-flex; align-items: center; min-height: 44px; padding: .6rem .9rem; border: 1px solid rgba(255,255,255,.4); border-radius: .4rem; color: var(--white); font-size: .9rem; text-decoration: none; }
.social-links a:hover { background: rgba(255,255,255,.12); }
@media (max-width: 620px) { .social-links span { flex-basis: 100%; margin-bottom: .3rem; } }

/* Keep each mobile figure with its label in a compact, readable tile. */
@media (max-width: 620px) {
  .practice-stats-grid { gap: .75rem; border: 0; }
  .practice-stats-grid > div,
  .practice-stats-grid > div:nth-child(even),
  .practice-stats-grid > div:nth-child(n+3) {
    padding: 1rem; border: 1px solid var(--line); border-radius: .75rem; background: var(--white);
  }
  .practice-stats-grid > div:first-child { grid-column: 1 / -1; }
  .practice-stats-grid > div:last-child { grid-column: auto; }
  .practice-stats-grid dd { margin: 0 0 .4rem; font-size: 1.375rem; overflow-wrap: normal; }
  .practice-stats-grid dt { font-size: .9375rem; line-height: 1.45; }
  .practice-stats-grid dt span { display: block; }
  .practice-stats-note { margin-top: .75rem; }
}
@media (max-width: 360px) {
  .practice-stats-grid { grid-template-columns: 1fr; }
}